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Jumat, 20 November 2009

HOW TO CHOOSE AUTO INSURANCE

AUTO INSURANCE Inevitably, a prolonged economic crisis that happened, felt
difficult by almost all sectors of business activity. This condition becomes increasingly difficult, if the company had to bear the risks that might occur on the assets supporting activities.Therefore, now is the time to transfer risk to theinsurance company as a guarantor risk. But choosing a auto insurance sometimes tricky.
You're looking for and confused choosing auto insurance?, Maybe these tips can be a bit under consideration do not forget I enclose information / quote for auto insurance can be the mother / father learned:


Directions:

1. Quality:
Make sure first that will auto insurance including insurance categories have received prediket Best General Insurance, Indonesian Best Brand Award, Indonsian Customer Satisfaction Award.Because with this certification clearly shows that the insurance is reliable, trustworthy, and proven responsibility in serving the customer claim.

2. Cost Own Risk (Own Risk):
Sometimes back and forth to the repair shop insurance is also something that makes lazy customers, especially some of the insurance claim the system to apply to the payment of fees OR (Own Risk) or the risk itself is an average of Rp 100,000 .- one based on per event, percollision, and so of course it makes you be much burdened with the cost claim to pay OR if frequent back and forth to the shop insurance, not necessarily satisfying the customer's machine shop work done by the workshop for the mock or non-authorized. Sometimes the paint striped body image Betong make your car as if it had tremendous impact this would make your car selling points decline. Although the customer can complain to the insurance, but how long the loss of your time wasted. It's good for a very busy and lazy Bulak insurance back to the workshop should select an insurance can receive 1 (one) claim it but a collection of some of the impact / collision events within different, so maybe in a year enough time to 1 garage insurance and pay a one time OR your car body back smoothly because the garage was done by a trusted or authorized repair shop (authorized). Save and efficient.

3. Claim Process:
As to the insurance claim process should be examined first, there are several car insurance when the customer receives the claim so convoluted it is to have it ready lah lah surveyornya wait, sometimes have to argue is the first survey. Yet sometimes take a few days just to wait for SPK (Work Warrant) issued the insurance to the repair shop could fix our cars. Things like this sometimes customers feel ignored and a lot of time to wait tebuang just a piece of paper / letter.Leave a process like this is already old, you should select an insurance claim is not complicated as fast less than 30 minutes of PRS was in your hands so you stay in the shop when menenetukan insurance.

4. Work:
Many are applying some insurance rates cheap, but what if the result of the workshop was not qualified associates mock alias and not satisfying the customer. Sometimes paint your car look even striped body image Betong make your car as if it had tremendous impact this would make your car selling points decline. Although the customer can complain to the insurance, but how long the loss of your time wasted. Pay attention to this and select the insurance with a trusted partner workshops and official (authorized). Remember that your vehicle is a valuable asset, do not Sepelekan using dubious insurance services just because the difference in price premiums just a few dollars

5. Spare Parts (Spare Parts):
Spare parts are the most important part in your car, make sure the insurance guarantee spare part that used the original with warranty. Be careful with insurance that does not guarantee this so fatal consequences.

6. Responsibility to Third Parties (TJH / TPL) and the PA (Personal Accident):
This feature should be observed carefully because at the time of the accident hit a motorcycle crash example sometimes - sometimes 3rd party even more severe damage than us. Here dipelukan role of this feature, we suggest you choose an insurance with the responsibility to the big three, so you tebebebani no extra cost. Likewise with personal accident protection features driver / passenger it is also very necessary. Select insurance which is included with this feature.

7. Free Service Protection 24 Hours:
This is a very, very important when we choose car insurance, car insurance that many rely on and provide cheap rates only protection but service was not satisfactory, no 24-hour service, no telephone service sometimes difficult to be reached even nothing is said, sometimesSometimes the area is also very limited protection was sometimes only Jabotabek area only.Out of your Jabotabek can ketar-ketir if there is a problem with your car like a strike on the highway due to a flat tire, need a crane, a key left in the car, run out of fuel, etc.. Leave this concern, select the insurance with 24-hour alert and wide area protection in Indonesia. So if you are touring out of town as far as to Medan or Bali not worry if there is a problem with your car.This feature needs to be considered for those of you who love to travel far (touring).

8. SRCC (Strike, Riot and Civil commotion - Riots, Strikes and Huru Hara & Flood):
This feature is highly recommended insurance that will ensure the risk resulting from a disturbance of public order committed by a group of people, and the actions the authorities in taking actions against such interference, whether related to the strike and counteraction to work, and civil unrest which took political bemotif. Also ensure the expansion of insurance losses caused by water overflowing out of the normal limits of the river, lakes, swamps, jebolnya floodgates, dams jebolnya, continuous rain that can not be accommodated by water channels.Damage due to flooding include damage to the interior, exterior, dashboard panels, mechanical, electrical and other damage to the insured vehicle bemotor. Select insurance already included this feature.

9. Flexibility In Payment:
Choose your car insurance premium payments flexible, can be done with cash, transfer, or credit card (Visa / Mastercard). This may help your financial management.

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Sabtu, 25 Juli 2009

SYARIAH

SYARIAH ADALAH JALAN DAN CARA DALAM ISLAM.SYARIAH DIATUR DI ALQUR'AN DAN HADIST sebarkan Syariah dan Tingkatkan Kesejahteraan Anda Dengan Internet...syariah, BANK SYARIAH, BISNIS SYARIAH, EKONOMI SYARIAH syariah islam, usaha syariah bisnis islami pendapatan syariah pendapatan halal sesuai syariah menjalankan syariah Cukup bisa Mengetik dan Mengakses Internet, Anda Sudah Memiliki Syarat yang Cukup untuk Bisa Turut Menyebarkan Syariah dan Meningkatkan Kesejahteraan Bersama dengan Internet... Kami akan ajarkan anda caranya! “Baliighu annii walau ayyah..!”. Masih ingat hadits “populer ini? Yup… artinya “sampaikan meski hanya satu ayat”. Sederhana, namun sarat akan makna. Produk-produk yang akan Anda peroleh selain Islami juga dalam bentuk motivasi dan pencerahan modern yang Insya Allah akan mengobati rasa haus keyakinan Anda, serta program ini bisa membantu Anda memperoleh penghasilan materi yang tak terbatas dan akan menjadi TITIK BALIK kehidupan anda selanjutnya!Dari informasi yang akan kami sampaikan ini, harapan kami adalah anda mengetahui Rahasia kami dalam menyampaikan syiar dan sekalian mendapatkan penghasilan tambahan dari Internet.bisnis sederhana yang dijalankan di depan komputer
dimulai dengan modal kecil untuk menjalankannya,hanya dengan bekerja 2 jam sehari, tidak perlu lama-lama,tanpa perlu meninggalkan anak dan istri tercinta,dan bisnis berjalan secara otomatis!MES melakukan kerja sama dengan Komite Nasional Kebijakan Governance (KNKG) dalam menyusun Pedoman Umum Islamic Good Governance untuk Bisnis Syariah.Ketua Umum Asosiasi Asuransi Syariah Indonesia, M Shaifie Zein mengatakan perlu adanya komitmen riil untuk memperbesar pasar ekonomi syariah dari pasangan SBY-Boediono yang sementara ini unggul dalam penghitungan suara pilpres.BELAJAR BISNIS SYARIAH HANYA DI SYARIAHBISNIS.combelajar bisnis online syariah di syariah bisnis.com
sebarkan syariah dan dapatkan penghasilan halal lewat syariah, dakwah sekaligus bisnis
kemsalahatan dunia dan akherat, kemajuan untuk kaum muslim dengan tersebarnya syariah Islam

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Kamis, 18 Juni 2009

INTERNET MARKETING

Pernah dengar istilah marketing. Pasti pernah dan sering. Persamaan marketing ya pemasaran. Trus apa itu internet marketing? Pemasaran lewat Internet? Ya hampir benar tapiu kurang pas..lalu apa dong? Kalo kita main game online dan berjualan secara online, bisakah kita dikatakan internet marketing.. batsannya seperti apa sih internet marketing itu? Kalau bahasa resminya sih adalah orang yang bisnis lewat internet… salah orang yang melakukan bisnis internet alias bisnis online. Produknya apa? ya produk yang bisa diakses di dunia internet. Pergeseran makna internet marketing terletak pada kecenderungan produknya..Baca kelanjutan internet marketing di sini

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Sabtu, 31 Januari 2009

BISNIS SYARIAH

Apa itu Bisnis Syariah? Bagaimana melakukan bisnis Syariah? Yang pasti Bisnis cenderung di analogikan dengan berdagang. Syariah sendiri adalah tuntunan agama ISlam. Jadi Bisnis Syariah adalah berdagang sesuai tuntunan agama islam. Trus berdagang yang gimana?.. ya sangat mudah yaitu berdagang sesuai yang di contohkan Rasulullah SWT. Brarti berdagang yang jujur, amanah, gak nipu?.. ya..gak mengurangi timbangan.. gak Riba..

JUJUR… Rasulullah terkenal denga kejujurannya sehingga merupakan suri tauladan buat bisnis syariah.. bahkan reputasinya dah oke punya.. Sampe ada gelarnya Al- Amin.. (orang yang terpercaya) jangan di bandingin ama orang yang ngasih gelar pada dirinya sendiri (al amin nasution hehehehe jujur dari hongkong..). NAH BISNIS SYARIAH yang jujur.. dulu sih rasulullah jualan baju.. klo ada bolongnya pasti diberitahukan ma konsumen.. gak pura2 gak tahu.. trus kalo ditanyai berapa kulakannya juga di jawab jujur..gak kayak pe bisnis sekarang suka ngeles ..waduh klo segitu gak nutup ma modalnya..bokis banget.. gak barokah namanya.. JADI JUJUR disini tanggung jawabnya kepada Allah SWT…. jadi bukan pada manusia..misalnya ente sudah bisnis syariah dengan jujur.. trus ada yang menghujat, menfitnah.. dianggap ente memalsukan barang, gak jujur.. CUEKIN AJA..! khan yang tahu kita jujur cuma Allah, terserah orang mau ngomong apa.. masak kita cuma takut ma manusia.. TAPI kan klo bisnis jujur kan gak laku.. KATA SIAPA? … boong ama jujur itu sama aja dalam bisnis, peluangnya juga sama dalam marketing.. cuma bedanya yang jujur rejekinya barokah yang gak jujur rejekinya haram.. emang kamu mo ngasih makanan yang dibeli uang haram buat anak istri..? mo jadi apa anak kita..? lihat tuh anak pejabat yang korup..! kebanyakan makan barang haram tabiatnya jadi kayak setan..

JADI BISNIS SYARIAH harus jujur, hanya takut kepada Allah, bukan pada KRITIKAN dan JUDGMENT MANUSIA. So sudah jujurkah anda dalam berbisnis.. ? Nah sekarang baru ngomongin bisnis lewat internet alias bisnis internet. Kalo bisnis internet harus memenuhi ketentuan syariah..pertama :

Harus ada barang atau produk, ada akad jual beli, tidak berbunga, manfaat, produk bukan barang haram

Trus apa hubungannya ma bisnis syariah..lah bisnismu dah seperti ini belum.. ada bisnis internet syariah yang dijalankan dalam prinsip syariah yaitu syariahbisnis.com Jadi metodenya sederhana seperti bisnis online lain tapi muatannya sangat syariah dan mengandung syiar. Boleh dikatakan syariah bangeet.. Wong bisnis online aja jelas2 menguntungkan apalagi ini ditambahi dengan BISNIS SYARIAH online..waduh dah makmur dunia akherat kayaknya.. jadi daripada bingung milih affiliate bisnis gak jelas halal haramnya mending cari aman aja.. gabung ke syariahbisnis.com. Klik disini untuk daftar ke syariahbisnis.com BISNIS SYARIAH ONLINE PERTAMA DI INDONESIA

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Selasa, 18 November 2008

Download MAryamah Karpov andrea Hirata

Maryamah Karpov merupakan buku terakhir dari Tetralogi Laskar Pelangi.Dalam novel ini, dengan satirenya yang khas, ironi yang menggelitik, dan intelegensia yang meluap-luap namun membumi, Andrea berkisah tentang perempuan dari satu sudut yang amat jarang diekspos penulis Indonesia dewasa ini. Di buku ini juga rencananya Andrea akan mengisahkan tentang Arai, Lintang, A Ling, dan beberapa pertanyaan yang belum sempat terjawab di 3 buku terdahulu.

Andrea Hirata mengatakan bahwa jumlah halaman Maryamah Karpov lebih dari 600 halaman

Andrea Hirata Seman Said Harun (lahir 24 Oktober) adalah seorang penulis Indonesia yang berasal dari pulau Belitong, propinsi Bangka Belitung. Novel pertamanya adalah novel Laskar Pelangi yang merupakan buku pertama dari tetralogi novelnya, yaitu :

  1. Laskar Pelangi
  2. Sang Pemimpi
  3. Edensor
  4. Maryamah Karpov

Laskar Pelangi termasuk novel yang ada di jajaran best seller untuk tahun 2006 - 2007.

Meskipun studi mayor yang diambil Andrea adalah ekonomi, ia amat menggemari sains--fisika, kimia, biologi, astronomi--dan tentu saja sastra. Andrea lebih mengidentikkan dirinya sebagai seorang akademisi dan backpacker. Sedang mengejar mimpinya yang lain untuk tinggal di Kye Gompa, desa tertinggi di dunia, di Himalaya.

Andrea berpendidikan ekonomi di Universitas Indonesia, mendapatkan beasiswa Uni Eropa untuk studi master of science di Universite de Paris, Sorbonne, Perancis dan Sheffield Hallam University, United Kingdom. Tesis Andrea di bidang ekonomi telekomunikasi mendapat penghargaan dari kedua universitas tersebut dan ia lulus cum laude. Tesis itu telah diadaptasi ke dalam Bahasa Indonesia dan merupakan buku teori ekonomi telekomunikasi pertama yang ditulis oleh orang Indonesia. Buku itu telah beredar sebagai referensi Ilmiah. Saat ini Andrea tinggal di Bandung dan masih bekerja di kantor pusat PT Telkom.

Read More → Download MAryamah Karpov andrea Hirata

Rabu, 21 Mei 2008

The Last Lecture, A lot of professors give talks titled "The Last Lecture."

A lot of professors give talks titled "The Last Lecture." Professors are asked to consider their demise and to ruminate on what matters most to them. And while they speak, audiences can't help but mull the same question: What wisdom would we impart to the world if we knew it was our last chance? If we had to vanish tomorrow, what would we want as our legacy?
When Randy Pausch, a computer science professor at Carnegie Mellon, was asked to give such a lecture, he didn't have to imagine it as his last, since he had recently been diagnosed with terminal cancer. But the lecture he gave--"Really Achieving Your Childhood Dreams"--wasn't about dying. It was about the importance of overcoming obstacles, of enabling the dreams of others, of seizing every moment (because "time is all you have...and you may find one day that you have less than you think"). It was a summation of everything Randy had come to believe. It was about living.
In this book, Randy Pausch has combined the humor, inspiration and intelligence that made his lecture such a phenomenon and given it an indelible form. It is a book that will be shared for generations to come.

About the Author
Randy Pausch is a Professor of Computer Science, Human Computer Interaction, and Design at Carnegie Mellon University. From 1988-1997, he taught at the University of Virginia. He is an award-winning teacher and researcher, and has worked with Adobe, Google, Electronic Arts (EA), and Walt Disney Imagineering, and pioneered the Alice project. He lives in Virginia with his wife and three children.

Jeffrey Zaslow, a columnist for The Wall Street Journal, attended the last lecture, and wrote the story that helped fuel worldwide interest in it. He lives in suburban Detroit with his wife, Sherry, and daughters Jordan, Alex and Eden.

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Selasa, 08 Januari 2008

Harry Potter And The Deathly Hallows

Nah klo novel yang ini aku baru baca satu chapter, soale bahasa inggris jadi agak males.....hihihi, tapi sih katanya bagus apalagi buat yang seneng dan ngikuti novelnya setiap saat. Tapi Jangan khawatir, karena novel bahasa inggeris ini selain susah dimengerti ma yang gak biasa baca inggris juga harganya mahal, jadi mending minjem,... Tapi musti dibalikin, ntar dimarahi ma yang punya. Trus klo Mau ada khabar Gembira, karena BULAN JANUARI 2008 udah ada yang TERJEMAHAN..Tuh khan berbahagialah..Tapi Denger2 sih tetep Mahal, makanya gimana ya..., masalahe emang harus nunggu klo mau yang murah..mungkin bakal muncul versi stensilan..hehehe,
So Cepetan baca trus aku critain aja atau pinjemin juga ga papa..., asal jangan suruh membajak...
postingan ga jelas ini menandai era baru perngawuran dalam resensi, so keep watching....



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